🚗 Commute Cost vs Salary Calculator
Calculate the true cost of your commute and compare job offers to find which pays better after commuting expenses and time.
Understanding Your Commute Costs
🌙 Night Shift Commute Considerations
- Public transport often unavailable during night hours (buses stop ~11pm-5am)
- Night driving can be faster due to less traffic (save 10-20% journey time)
- Fuel efficiency may improve at night (less stop-start, cruise at optimal speed)
- But night driving fatigue is real - factor in safety, not just cost
- Car sharing/lifts harder to arrange for night shifts
- Parking usually free at night in most city centres
💰 Hidden Commute Costs
This calculator includes costs many people forget:
- Depreciation: ~£0.15/mile for average car (£3,000/year at 20k miles)
- Maintenance: Oil changes, tyres, brakes, MOT, repairs (~£0.10/mile)
- Insurance & Tax: Fixed costs whether you drive or not (~£990/year)
- Parking: Can add £1,000-£3,000/year in city centres
- Time Cost: If you commute 1hr each way, that's 520hrs/year unpaid
🚗 True Cost Per Mile by Transport
Car
£0.45-£0.65/mile all-in
Fuel: £0.10-£0.15, Maintenance: £0.10, Depreciation: £0.15, Insurance/Tax: allocated by mileage
Motorcycle
£0.25-£0.35/mile
Much cheaper fuel (70+ MPG), lower insurance/tax, but similar maintenance per mile
Public Transport
Varies widely
£3-£15/day typical. Monthly passes can save 30-40%. But limited night availability.
Walk/Cycle
Free (+ bike maintenance)
Only viable under ~5 miles. Excellent for health. Bike maintenance ~£100/year.
🎯 When Is a Longer Commute Worth It?
- Salary increase must exceed commute cost increase + time value
- Rule of thumb: Need £2,000-£3,000 extra salary for every extra 10 miles each way
- Consider quality of life - long commutes reduce sleep, health, family time
- Career growth potential may justify temporary long commute
- Remote/hybrid work can dramatically change the equation
💡 Cost-Saving Strategies
- Negotiate remote/hybrid work (saves 50-100% of commute costs)
- Ask about compressed hours (4x10hr shifts = save 1 day commute/week)
- Car share with colleagues on same shift (halve costs, use carpool lanes)
- Consider motorcycling (50-70% cheaper than car, faster in traffic)
- Move closer if rent increase is less than commute cost savings
- Claim mileage allowance if using personal car for work (45p/mile up to 10k miles)
- Get cycle-to-work scheme bike (save 25-39% via salary sacrifice)
📊 Average UK Commute Stats (2024)
- • Average one-way commute: 9.5 miles (19 miles round trip)
- • Average commute time: 28 minutes each way
- • Average annual commute cost by car: £2,500-£4,000
- • Londoners spend 30% more on commuting than UK average
- • 52% of workers commute by car, 13% public transport, 35% walk/cycle/other
Other Helpful Calculators
💷 Take-Home Pay Calculator
Calculate your net salary after tax and NI
🌙 Night Shift Pay Calculator
Calculate earnings with night shift premiums
💰 Pension Contribution Calculator
Plan your pension contributions and retirement income
👶 Childcare Cost Calculator
Calculate childcare costs and government support