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Calculate your workplace pension contributions, tax relief, and retirement projections for night shift workers. See how night shift premiums boost your pension.
UK law requires minimum 8% total contribution (5% employee, 3% employer) for workers earning over £10,000/year. Many employers offer more.
Salary sacrifice saves both income tax (20%) and National Insurance (10%), making it more tax-efficient than relief at source for basic rate taxpayers.
If your night shift premium is a regular part of your pay, it should be included in pensionable salary. Check your contract and ask your employer if unsure.
Looking for employers who offer generous pension contributions? Browse verified night shift employers.